Finance Options

We understand the need of a new boiler, heating or air conditioning system is sometimes an expense you weren't expecting. We also understand the economy is tough at the moment meaning people have less disposable income or might be eating into their emergency funds. To support our customers we now offer alternative ways to help you finance a new installation. This will allow you the flexibility to spread the cost over a repayment term that best suits you. ​

We are pleased to offer a range of 3 finance options for our customers when purchasing a Worcester Bosch boiler or air conditioning system. You can choose to spread the cost with 1 year or 2 years interest free credit, no deposit and low monthly payments or spread the cost over a 5-year period at 7.9% A.P.R. Finance is offered subject to status and credit check.​

Please let us know if you would like further information or have any questions regarding finance options.

Who is eligible for finance options?

Eligible

  • Minimum age of 18yrs

  • UK resident for more than 3 years

  • Own personal bank account from which a Direct Debit can be taken

  • Owner occupier

  • Permanent employment, working minimum 16hrs per week

  • Self-employed

  • Retired person

  • On disability allowance

  • Unemployed & ‘hour person’ (with consent of co-habiting working partner)

Not eligible

  • Unemployed without spouse / partner in full-time employment

  • Temporary positions / agency workers

  • Foster carers without a spouse / partner who meets our minimum employment criteria

  • Child-minders who do not have a registered Creche / Nursery

  • Full time students (other than trainee doctors and nurses)

  • Supply teachers who do not have a permanent contract with a specific school, we would possibly require the school name and address

Representative example

Below, you will find some representative examples of what to expect when taking out one of our finance options on Worcester Bosch boilers. For other Boiler brands and Bathrooms, please contact us for more details

0% Interest free over 12 months

  • 0% APR if paid back in full within 12 months

  • No deposit required

  • Low monthly payments

  • Up to 10 years Worcester Bosch parts & labour guarantee 

  • No early repayment penalty

  • Deposit options available

0% Interest free over 24 months

  • 0% APR if paid back in full within 24 months

  • No deposit required

  • Low monthly payments

  • Up to 10 years Worcester Bosch parts & labour guarantee 

  • No early repayment penalty

  • Deposit options available

Spread the cost at 7.9% A.P.R. Interest Bearing Credit

  • Spread the cost at 7.9% A.P.R. 

  • No deposit required

  • Low monthly payments

  • Up to 10 years Worcester Bosch parts & labour guarantee 

  • No early repayment penalty

  • Deposit options available

​EXAMPLE...
Price of installation: £2,400
Loan amount: £2,400
Deposit: £0
Monthly repayment: £200
Number of payments: 12
0% Representative APR
Total repayable: £2,400

​EXAMPLE...
Price of installation: £2,400
Loan amount: £2,400
Deposit: £0
Monthly repayment: £100
Number of payments: 24
0% Representative APR
Total repayable: £2,400

​EXAMPLE...
Price of installation: £2,400
Loan amount: £2,400
Monthly payment: £48.25
Total loan: £2,400
Number of payments: 60
£48.25 per month for 5 years at 7.9% APR
Total finance amount repayable £2,895

R J Heat Plumbing & Heating Limited. is an Introducer Appointed Representative of TradeHelp for the purpose of credit broking introductions only. Our firm reference number is 1007244. TradeHelp is a trading style of TradeHelp Ltd, Marchwiel Centre, Bryn Lane, Wrexham Ind Est, LL13 9UT, registered in England (03712438), authorised and regulated by the Financial Conduct Authority (firm reference number 697812). TradeHelp are a credit broker, not a lender, and offer loans from a small panel of carefully selected lenders. TradeHelp do not offer financial advice and do not charge you for credit broking services. All loans are subject to status.